New Chapter!

We just found out we were approved for the apartment we wanted! We get to move into our new apartment sometime late April, around the 22nd I think. The new apartment is a two bedroom one bath and it is perfect! I already have the plans for the decorations running through my mind. John's first plan when we get all moved in is to have a huge bbq! Being on the first floor will have tons of perks. First we wont have to get all ready to take the dogs outside to go to the bathroom, just a few steps out the back door!

At Sacrament meeting today our Bishop gave an amazing talk on Financial preperation and security. He discussed several important steps we as couples should do.

• pay tithing promptly
• create a written monthly budget
• create a written categorized list of monthly expenses
• Review this report with your spouse monthly
• Create a written savings plan w/ goals for the future
• have a 3-5month reserve for expenses

I love this advice! Apparently my type-A personality pays off in this area. I categorize every expense and have everything in folders for each bill, seperated into past and present bills. Now to organize a savings plan and have some reserve there.

Financial infedelity seems to be a problem in society today. This is where one person lies about expenses or withholds money, awareness, or responsibility of the finances from the other spouse. For example the wife spending money on a toy or dress or something not necessary without tellin her husband. Secrets don't make friends... they just start fights.

Something to think about at least.